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70% of people in North America live paycheck to paycheck.

- The Wall Street Journal


17% of Americans do not have enough savings to cover 1 week without a paycheck.

55% could not live 3 months or less without a paycheck.

- USA Today


The average credit cardholder has 3.5 credit cards.

One in six families with credit cards pays only the minimum due every month.

41% of college students have a credit card.

The average age at which a U.S. consumer under the age of 35 gets their first credit card is 20.8 years of age.



Mortgage debt has increased 300% since 1975 and foreclosures are up 25% over just three years ago.

- The Federal Reserve


Mortgage debt has more than doubled since the early nineties.

- The Federal Reserve


The typical bankruptcy was not a homeless guy living on the street or a high rolling real estate salesman, but a “well-educated, middle class baby boomer with big time credit card debt.”

- The Wall Street Journal


55% of Americans “always” or “sometimes” worry about their money.

- Marist Institute


There are 15.4 billion credit advertising impressions on the American public every three months!

- Jupiter Media


Conflict over money and money disputes is still one of the leading causes of divorce.

- The New York Times