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C3 Financial Services



Are you ready to get out of debt, create a budget, or do you want to plan for major life events such as: buying a house, children's college, or your retirement? Are you tired of living paycheck to paycheck? Do you have excessive debt, such as credit cards, car loans, student loans and other debt that you are struggling to pay? Have you reached the point where you are sick and tired of trying to get your finances in order? If you answered “Yes” to any of these questions, then you are ready for Financial Coaching. We not only help those in crisis but also help those who want to improve their financial position and build wealth.

Absolutely! Our policy is to keep all information discussed and the documents you provide and those generated from out coaching sessions completely confidential. We do not sell our client list or share any client information without written authorization from the client.

A Financial Coach works with you to develop a plan to meet your financial goals. I do not sell any financial instruments such as stocks, bonds, annuities or insurance. I provide recommendations based on proven financial principles and strategies. My goal is to assist you, the client, to facilitate behavior changes in order for you to eliminate debt and build wealth. We teach you how to build a better future through successful management of your finances.

We will begin with a complimentary 20 - 30 minute consultation. At that time I will explain the coaching process and clarify your financial goals. During this meeting we will determine which coaching package will be beneficial for you based on your specific needs. After purchasing our services, I will email you our easy to complete forms.  When you send the forms back, I will then schedule your first coaching session. The coaching sessions are an individualized process, based on your specific goals and needs.

We will provide you with our easy-to-complete forms (Mac or PC) to prepare for a productive first meeting. This allows our time together to be as helpful as possible. We take into consideration where you are in life as well as your future goals. From there we help you develop a plan so that you can reach your goals. For more information, please contact us.

Before a builder builds a house, does he have a blueprint drawn? Do sports teams just show up or do they have a game plan? Your income is your greatest wealth-building tool. It is time for you to stop wondering where your money went and instead purposely plan for where it will go! After giving the budget a couple months to work out the challenges, many families are able to spend just 15 minutes each month preparing the budget for the next month.

First contact us to set up a complimentary 20 - 30 minute consultation. Carl will meet with you by phone or Skype to make sure that coaching is a good fit for you and your family.

If reviewing my website has peaked your interest and you would like to learn more about me and the services I offer, consider taking advantage of the complimentary consultation by calling me at 703-224-8078 or by using my contact me form, so we can schedule a time to discuss your goals.

All coaching sessions are by appointment only.  My regular business hours are 10:00 AM to 6:00 PM.  I am flexible with my schedule so I can accommodate those who can only meet in the evenings.  I appreciate a 24-hour advanced notice for cancellations or appointment rescheduling.  Cancellations and rescheduling can be done by phone or email.  Emergency cancellations will be by phone only if less than 24-hours prior to appointment.  Repeated same day cancellations are subject to a service fee or forfeiture of the coaching hour at the discretion of the coach.  Not showing up for a coaching session results in the forfeiture of the coaching hour.

Coaching is a fee-based service and the cost of coaching is based on services selected.  Based on your goals and needs we will work together to determine the package that best fits your financial goals. Payment for services must be received before your first initial coaching session. This payment can be made by mailing a check or money order or via online invoicing.  Coaching packages are Non-Refundable and do not expire for 1 year.

I offer a 10% off discount for the following groups: Senior Citizens (65+); Federal Employees with ID; Military Members active duty or honorably discharged; College Students, currently enrolled & recent grads up to one year post graduation; and Financial Peace University Participants, current or completed.